Electronic Payment Write For Us
An electronic payment system or also called an online payment system (for your electronic device), also known as EPS for its acronym in English, is a payment system that facilitates the acceptance of payments for transactions in line through the Internet. Contact us at the email address contact@technologywebdesign.com for payment Write For Us Niche
EPS or electronic payment systems transfer money between buyers and sellers in an electronic buy-sell action through a financial institution authorized by both. It is, therefore, a fundamental part of the buying-selling process in e-commerce.
Examples of electronic payment systems include payment gateways or virtual points of sale for card payments, electronic purse systems, and systems that connect directly to the user’s electronic banking system.
Electronic commerce via the Internet is proposed as a new distribution channel that is simple, economical, and with global reach 24 hours a day, every day of the year, without the expenses and constraints of a traditional store: staff, location, hours, infrastructure, etc.
Different Methods of Electronic Payment
1. Debit
When you open a savings account, the bank offers you a debit card that you can use to pay for goods and services in any store or online. The debit card is linked to your bank account. One of its main features is that when paying for goods and services with a debit card, the money is automatically and instantly debited from the corresponding savings account.
2. Credit Card
Credit cards allow you to split your payment into multiple instalments.
Unlike the debit card, the funds that we will use when purchasing with a credit card do not need to be previously deposited, although it has a cost. The interest paid for the investment in instalments depends on the number of instalments you decide to pay for a purchase.
Credit cards can be bank or non-bank. Bank credit cards are those granted by a banking entity, regulated by the Central Bank of the Argentine Republic (BCRA), which controls and ensures these institutions’ proper functioning and compliance. Non-bank credit cards are granted by financial entities not regulated by the BCRA, such as cooperatives, mutual funds, finance companies, stores, and supermarkets. Contact us at the email address contact@technologywebdesign.com
3. Electronic Wallets
Electronic wallets are an application for mobile phones. Just download the app on the phone, and it’s free. You can pay by linking a card to the wallet or loading the wallet with cash.
- Important issues to consider when using e-wallets:
- Costs are related to the operations you perform.
- Some wallets allow you to withdraw money through non-bank collection companies.
4. QR Code
A QR code (for its acronym in English, “Quick Response code,” which means “quick response code”) is a mechanism for paying for a purchase by scanning a barcode. First, you need to download a mobile payment app and link a bank account, your credit card, or your virtual balance. During payment, you can choose to scan the code of one of these applications. When paying, you can select the payment method from the phone.
5. Bank Transfers
Bank transfers allow you to send money between two accounts and can be done through your virtual wallet, home bank, or mobile bank. In most cases, transfers are immediate because the money you transfer is credited when you make the transaction.
To make or receive a bank transfer, you need to know the CUIL/CUIT and CBU number or the ALIAS CBU or CVU of the person you want to send the money to.
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